The Importance of Crop Insurance and how it will benefit farmers

70% of the global land use is for agriculture, rangeland and forestry. In Africa alone, agriculture accounts for 70 percent of full-time employment, 33 percent of total GDP, and 40 percent of
total export earnings.

Between 2003 and 2013, there were 78 disasters caused by all types of natural hazards, including climate-related events. This number has doubled since the 1980s. In a span of ten years, it has affected close to 1.9 billion people and caused over USD 494 billion in estimated damage. The total economic damage is estimated to be $1.5 trillion.

Out of this total, close to 25 percent of the economic impacts is borne by the crop, livestock, fisheries and forestry sector.  The surge in climate change-related disasters poses growing threat to food security.

“Small-scale farmers, fisherfolk, pastoralists and foresters – from Myanmar to Guatemala and from Vanuatu to Malawi – have seen their livelihoods eroded or erased by cyclones, droughts, floods and earthquakes,” said FAO Director-General José Graziano da Silva, 2015.

According to a report from the Food and Agricultural Organisation of United Nations(FAO), agriculture is the single most affected sector by droughts, absorbing on average about 84 percent of all the economic impact.

This situation is expected to worsen unless effective measures are taken to protect the agriculture sector. With the increase in population, there is immense pressure to increase food production, boost security and protect farms.

Some of the Impact of Natural Disaster on Agriculture

  1. Loss of perennial crops such as garlic, banana and rhubarb
  2. Inability to use the land until water recedes in the case of floods
  3. Permanent increase in salinity making the land unsuitable for production
  4. Decreased production leading to lower farmers income
  5. Increase in unemployment threatening rural livelihood

What is Crop Insurance

When Agriculture is synonymous to disasters and risks beyond our control, it is necessary to take precautionary measures to control damage faced by farmers. A crop insurance plan assists in the stabilization of crop production and reduces the negative impact it has on the lives of the farmers. Considering the current scenario, crop insurance has become a necessity for agricultural-related issues.

Each year, there are new technologies invented to help farmers get more produce from their investments. Since the new investments are risky, insurance packages help the farmer to try new technologies. The insurance companies allow farmers to get insurance covers for the new technologies such that if they fail, farmers will not get losses as the insurance company compensates them.

Advantages of Crop Insurance

Farmers who take crop insurance protect their crop from unforeseen setbacks. Considering that majority of the farmers livelihood is dependent on the quality and quantity of the yield they produce, crop insurance aids in fighting poverty.

The advantages of crop insurance are,

(i) Stability in Income: It protects the farmers against losses caused by crop failure. It acts like a tool that allows farmers to manage their yield and price risks.

(ii) Minimal Debts: Farmers are able to repay their loans even during the time of crop failure with the support of the right insurance partner.

(iii) Technological Advancement: Insurance companies work along with Agri platforms who use IOT to enhance agriculture practices and reduce farmers losses. This helps farmers to understand latest technological advancement and improve their crop production.

(iv) Yield Protection: Crop Insurance protects farmers against  production loss for crops. It also offers preventive planting and replant security.

(v) Provides Awareness: Insurance companies provide awareness campaigns to help farmers understand the effect of natural calamities and also protect their farms.

While a natural disaster is unpredictable, farmers can use forecast methodology to understand climate and weather change to protect their crops. Therefore, one of the most important benefit of buying agriculture insurance is that farmers get peace of mind.

Since major impact of the natural disasters is on poor farmers with limited means in developing countries, it is necessary to use data, technology and financial services to solve climate related challenges.

Weather Risk Management services provides insurance cover to clients ranging from Governments and large Corporate houses to poor peasants in remotest of villages. With the help of Big Data, Analytics, Smart Devices & Financial Services, we have served over 1 Million farmers and have transformed their lives. We have also saved half a million farmers who were struck by natural disaster using weather Insurance.our vision is to secure smiles for all of using pioneering new analysis, technology and innovation to provide security against climate change. A robust and intelligent Historical Data Manager contains historical weather to help farmers plan and schedule their harvest and yield. With the help of crop insurance, farmers will benefit by becoming self-sufficient. They will also be able to raise their investment in crops to get better quality produce.

Nimbu Mirchee- One-stop solution for all the transport woes.

About 1.3 billion tons of food is globally wasted per year says a report from Food and Agriculture Organization of UN. The data by Ministry of Food Processing Industries estimates the harvest and post-harvest loss of India’s major agricultural produce at Rs 92,651 crore ($13 billion). The loss is three times the budget for the agricultural sector which stands Rs 35,984 crore ($5 billion). This is status quo even after the budget saw a 44% hike from Rs. 24,909 crore ($4 billion) in 2015-16.

The harvest and post-harvest process chain consists of a very crucial segment of Transportation. From the time of harvest to the time it reaches the market, if the losses are so huge, it is worth pondering what can be improved. The analysis of production data between 2012 and 2014 at wholesale prices by CIPHET shows that about 16% of fruits of vegetables, valued at Rs 40,811 crore ($6 billion), were lost.

One can now dramatically reduce these losses significantly by using the efficient one-point transportation solution ie. Nimbu Mirchee.

What is Nimbu Mirchee?

My Farm Info is a one platform solution for all the farming woes. Farmers can use thus open-source platform to get better information and services at any stage of cultivation. Right from the pre-plantation preparation, to cultivation precautions, weather forecasts,  crop insurance to harvest and post-harvest all the segments find a place here.

Nimbu Mirchee as an useful Service on My Farm Info.

Nimbu Mirchee is the solution provided by My Farm Info when it comes to the aspect of post harvest ie. safe transportation with proper storage facilities at affordable costs. Thus, while the name of the service does resemble the common practice in Indian households used to ward of evil, Nimbu Mirchee as a transportation service does in fact achieve the purpose in a very literal sense of the term.

Nimbu Mirchee offers an automated and simple Truck hiring process available to anyone in the country.  Just provide a few details and the system gets back to you with detailed quote. One can choose the City, Date of requirement, Type of Crop, Weight capacity and No. of vehicles according to what best suits the need.

Fill up these details and get the information on Nimbu Mirchee.

Nimbu Mirchee offers a vehicles as per requirement with GPS tracking, options for refrigeration, weather forecasting and insurance, monitoring driving roots and managing any issues one might face in heavy transport.

This video explains the whole lot of benefits you can derive from Nimbu Mirchee.

How does Food undergo losses during Transport?

Fruits and vegetables contain 65 – 95 % water. Anything that increases the rate of depletion of product’s food and water reserves increases the likelihood of losses. This can be caused by high temperature, low atmospheric humidity and physical injury.

Transport losses are high, particularly in developing countries. Fruits and vegetables are very prone to mechanical injury.  Careless handling during loading and unloading; vibration of the vehicle, bad roads and overpacking to maximize profits are major reasons

Packages are often squeezed into the vehicle in order to maximize the revenue for transporters.

These damaged areas become a entry source for infestations by moulds and bacteria.  Respiration is also an important aspect. Poor ventilation leads to the accumulation of carbon dioxide. Increase in concentration of carbon dioxide will quickly ruin the produce.

Image result for agricultural transport

Produce can be damaged when exposed to extreme temperatures. Bad temperature control can lead to significant losses. Overheating leads to decay, and increases the rate of water loss.

Vehicle breakdown are a significant cause of losses in some cases. Perishable produce is left exposed to sun for a day or more until the repairs are done and gets damaged.

How Nimbu Mirchee minimizes losses?

Nimbu Mirchee provides

  • Automated Truck Hiring
  • Operation Transparency
  • GPS enabled Tracking
  • Safe Delivery
  • Verified Third Party Trucks
  • Ability to Buy Insurance Anytime

These aspects greatly reduce the costs while also deliver great service. One can keep track of the truck with GPS, be insured against sudden weather losses, have verified and accountable truck service and 24×7 dedicated control room which operates to take corrective measures when needed.

Following are the Nimbu Mirchee transport solution features for a FMCG along with Agriculture and Diary industry.

Detailed features for FMCG sector, Agriculture and Dairy sector by Nimbu Mirchee.

Thus, Nimbu Mirchee delivers one-stop solution with amazing features for all transportation woes available to anyone in just a few clicks.

How does Weather and Climate affect the Agricultural Productivity in India

In India, average food consumption at present is 550 g per capita per day. With the growing population, the imminent challenge is to increase food production in order to feed the population that will reach 1.30 Billion by the year 2020. Farmers will have to produce 50% of more grains to meet the current growing demand.

India has experienced 23 large scale droughts starting from 1891 to 2009. The frequency of droughts is only expected to increase in the coming years. Weather and climate plays a key role in the success of any agricultural crop yield. Changes in temperature, precipitation, Co2 emission etc has a direct impact in the quality and quantity of the produce. Water, the most critical agricultural input in India is scarce. Nearly 55% of the total cultivated areas in our country do not have irrigation facilities. With the increase in global warming, the longevity of heat waves across India is all set to increase with warmer night temperatures. The days are getting hotter and this trend is only expected to continue.

17% of the world population is in India but we only have 4% of the water resources. With every 1 degree rise in temperature, wheat yields are predicted to fall by 5-10% . India could experience a 40% decline in in it’s agricultural productivity by the year 2080. Climate change is posing a massive threat to agriculture and food security in India

Agricultural productivity is dependent on Co2, Temperature, Solar Radiation, Precipitation, Soil Moisture and Wind Direction.

Changes in any or all of these elements has a direct impact on the crop production. So how does change in climate affect crop productivity?

Excessive rain, Untimely rain, Scanty rains with lengthy dry spells, Heat and Cold waves, Storm, High wind and Floods are some of the factors to consider .

Effect of Climate on Crop Production

Rainfall

Farmers are dependent on the monsoon that originates from the Indian and Arabian Sea. When the climate changes, the rainfall cycle, magnitude and the timing of rainfall is altered leaving the farmers unprepared for the change. When the temperature is warm, the water is held in the form of moisture. In arid regions, soil moisture gets evaporated fast leaving less water for crop production. The groundwater level in various areas are also affected with the change in climate.

Winds

Wind travels in horizontal motion from a high-pressure area to a low-pressure area. With the variations in temperature and shift in solar radiation, air from high-pressure areas rushes to the low-pressure areas causing horizontal movement of wind. When  growing plants are exposed to hot wind, it results in dwarfing due to the desiccation of plant tissue. Wind also increases the crop water requirement due to evapotranspiration and therefore an increased need for irrigation.

Carbon Dioxide

Agricultural productivity will also be affected due to increased carbon dioxide in the atmosphere. Increase in CO2 will increase temperatures throughout the Earth. Plants will need extra water both to maintain their larger growth as well as to compensate for greater moisture evaporation as the heat increases. While rainwater is not sufficient for current agriculture farmers will have loss in crop productivity due to lack of enough water.

With Internet of Things in Agriculture and Smart Farming, farmers can now increase their productivity and minimize their losses. My Farm Info is one such tool.

Farmers can find the feasibility of growing any crop in their farm using this website. Through this, farmer can grow the crop which will produce maximum yield and avoid growing crops that are not feasible for their area. Forecast Advisory is also provided. With the help of such information farmers can get early warning of disease infestation so they can take proper measures to minimize their losses. Farmers can also use the crop scheduler section in this tool to keep track of all stages of their crop life cycle. SMS messages are sent to them according to the crop schedule. Even Forecast and disease alerts will notified using SMS service. Farmers can also use the Flood and wind risk pages to find the impact of flood and wind on their produce and with such valuable information, can increase their productivity and profits.

Why and How to use My Farm Info Plant Doctor?

The Food and Agriculture Organization (FAO) estimates indicate that pests and diseases are responsible for about 25% of global crop losses. Estimates show that diseases typically reduce plant yields by 10% every year even in developed settings, this loss often exceeds 20% in less developed settings. This information places crucial impact on disease identification and immediate solution for budding crops and this is exactly where My Farm Info Plant Doctor has helped many farmers.

Without proper identification of the disease in the crop and the disease-causing agent, the disease control measures can be a complete waste of time and money and may even lead to further plant losses.

Farmers have resorted to using many of their own methods for disease prevention and control. This often includes using myriad number of pesticides and insecticides. This not only is an added expenditure, but at times is not sufficient enough for disease prevention. When used in excess these chemicals lead to more harm than good in the long-term.

It is therefore vital to get the Proper disease diagnosis done. My Farm Info Plant Doctor is a 24×7 service made specially available to Indian farmers to serve this very purpose.

Role Played By Plant Doctor:

While the science of plant pathology is continually advancing to improve disease control, and keep up with changes in diseases, plant diseases still cause major economic losses for farmers worldwide. As such keeping track of the disease symptoms along with its causal factors and cure for a everyday farmer is a tough task.

Losses be it catastrophic or chronic, on average account for 42% of the production of the six most important food crops.

Powdery Mildew. a bio-tropic fungus. Image Source: By Pollinator at the English language Wikipedia, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=1293306

Then there are Losses incurred due diseases which occur post-harvest. These can be disastrous, especially when farms are a long way from markets and infrastructure and supply chain practices are poor.

It is here that a service like My Farm Info Plant Doctor has a crucial role to play. My Farm Info by itself is a very helpful resource towards minimizing losses and better farm practices. The Plant Doctor is something started off with the purpose that farmers get the adequate and responsive technical support they need.

Plant Doctor is India’s first real time plant disease diagnosis service available 24/7 and Free of cost for Indian farmers.

Usually farmers spend lakhs of Rupees over the years on disease management, often without adequate technical support, resulting in poor disease control, pollution and harmful results.

The My Farm Info Plant Doctor brings expert help within reach of every farmer at any period of time.

How to Use My Farm Info Plant Doctor:

Proceed to My Farm Info and check out Plant Doctor in the Useful Services section. To proceed right now click here.

This will open up a Form like this, where you will be required to Enter details like Name, Phone Number, E-mail, Address and Message you want to convey.

The My Farm Info team will then connect with you and take the process forward in earnest. From disease diagnosis and identifying causal factors to treatment and prevention all help and guidelines will be made available. This, helps the farmer taken on the disease in a targeted manner instead of the earlier arbitrary approach.

Alternatively, the Indian farmers can also just click a picture of the infected plant part and Whatsapp it to- 8808266706.

The service is free and available 24/7 real-time for Indian farmers. This is a very useful resource for farmers.

Additional Diseases about Plant Diseases:

Controlling plant diseases is crucial for reliable production of food, food security and makes agricultural use of land, water, fuel significantly efficient.

Root knot Nematode galls. Source: Public Domain, https://commons.wikimedia.org/w/index.php?curid=2189202

While the plant diseases are many and vary from species to species the causal agents are more or less among these following six types:

  • Fungi: Fungi can spread long distance when their spores get transported via wind, water or they may be soil borne. Fungal diseases can be controlled via fungicides and other farming practices. But these often evolve and get resistant to fungicide being used. Powdery mildew,  rot, wilting are a few examples of fungal symptoms.
  • Bacteria: Most bacteria associated with plants do not harm the plant itself. Only around 100 known species are the cause of bacterial disease
  • Viruses and Virus like Organisms: Under normal circumstances these only cause loss in overall yield. This makes it economically nonviable to control them other than in cases where they infect perennial species such as fruit trees.
  • Nematodes: These infect the roots of the plants and parasite on the whole system. This directly affects the plant growth.

Others include Protozoa, Algae & Parasitic Plants.

Farmers find use of Plant Doctor to handle the disease problem very efficient and cost-effective.

Why and how to get Soil testing services using My Farm Info Soil Doctor?

India is ranked second in global farm output. India’s arable land area of 394.6 million acres is the second largest in the world. Its gross irrigated crop area of 215.6 million acres is the largest in the world. Still we are way behind in adapting technology and making our practices sustainable.

Current agricultural practices are neither economically nor environmentally sustainable and India’s yields for many agricultural commodities are low. – World Bank: “India Country Overview 2008

Much of the role here is played by condition of the soil. Be it due to rampant use of chemical fertilizers and ill-advised use of pesticides or just common erosion, the soil undergoes a lot of changes. Not knowing about the health and condition of your soil can incur unnecessary costs and also not deliver the expected  production. Hence, soil testing and diagnosis are considered important aspect of productive and sustainable farming.

Now, with MyFarmInfo Soil Doctor farmers can procure the benefits of on-demand nation-wide soil testing service.

Why Test your Soil?

A Soil test refers to the analysis of a soil sample to determine various characteristics like

  • Nutrient content: Plants require multiple nutrients to grow.

    Laboratory tests often check for plant nutrients in three categories:

    • Major nutrients: nitrogen (N), phosphorus (P), and potassium (K)
    • Secondary nutrients: sulfur, calcium, magnesium
    • Minor nutrients: iron, manganese, copper, zinc, boron, molybdenum, chlorine.

Soil tests determines the nutrient content of the soil sample and thus allow us to make better decision in terms of adding the nutrient substitutes which are lacking.

  • Composition: Soil composition determines its characteristics and behavior. A soil with more sandy content behaves very differently than a soil with high amount of fine soil particles. Study of composition allows for getting an insight into soil behavior and thus help make better decision about crop selection.
  • Acidity or pH level: pH level indicated the acidity levels of the soil. A pH range of 6-7 is considered neutral or normal and good for cultivation. But blatant use of chemicals can alter the pH range. pH level below 6 indicates acidic soil and pH level above 7 indicates alkaline soil both of these conditions are unsuitable for cultivation.
  • Moisture content: Knowing the moisture content allows for farmers to better plan their irrigation methods. Knowledge of moisture content also allows for better crop selection.
  • Fertility: This determines the expected soil growth potential and indicates nutrient deficiencies, potential toxicities that may be present due to excessive fertility and any inhibitions from the non-essential trace minerals.

Frequent soil testing aids farmers to decide whether their current farm management is robbing them of future productivity and profits. When combined with local calibration data, soil testing is the best guide for determining nutrient needs for crops.

Soil testing as a tool to provide balanced fertility program is a vital component for sustainable farming that is profitable, efficient yet environmentally responsible.

How do I Use My Farm Info Soil Doctor:

Head over to MyFarmInfo.com and check the Useful Services section. To head over right now click My Farm Info Soil Doctor. This will open up a form.

Fill up this form to avail benefits of My Farm Info Soil Doctor.

Enter your Name, Phone Number, E-mail, Address and your Message and the My Farm Info team will connect with you. It is as easy as that.

A soil sample will be collected and tested upon completion of which a detailed report will be generated. This report will highlight all the factors and give a status of the soil’s health.

The standard way to go about soil testing has also changed with the advancement in technology. Now with the services of global positioning system (GPS) easily available to anyone, farmers can be smarter about how they conduct soil tests.

 

Soil Testing Pro tips for Farmers:

Time:

Soil constantly undergoes change. As biological and chemical processes in the soil break down or combine compounds, its chemistry changes over time. These processes experience a change once the soil is removed from its natural ecosystem and environment.

Thus, if the soil is analyzed soon after its extraction( usually within a time-period of 24 hrs), the accuracy of chemical composition analysis is a lot better.  In case of apparent delay, the chemical changes in the soil can be slowed by freezing it during storage and transportation.

Soil Sampling

The right time to take soil samples is in rhythm with the crop rotation. Its best to carry regular tests to compare fields and pick out trends over time. Previously, soil samples were taken almost at random across a field, mixed together, and sent to the lab. Now, with GPS capabilities, grid sampling has become the more favored technique.

Soil sampling during the process of soil testing is the foundation for understanding the variation in yield potential across a field and improve efficiency.

So get comfortable with Soil Testing and connect with My Farm Info Soil Doctor for help anytime on-demand.

 

 

 

 

How technology is helping in agricultural Farming Decisions in Developing Regions

At present, there are over 7 billion people living on earth, which is expected to be 9.6 billion by the year 2050. If all these figures hold good, then the overall food production needs to increase at a rapid pace in relatively short time period for meeting the demand to feed the world’s population.

However, there is good news that the advanced digital technologies available today are making it possible for collecting and leveraging large amounts of critical and pivotal data at reduced costs—hence making the operations of farm’s field insight-driven, and possibly more efficient and productive. The agriculture ecosystem has already started investing in such digital technologies. The market size for the digital-based services is anticipated to rise at a CAGR of 12.2% between 2014-2020, reaching about $4.55 billion. The enhanced use of digital agriculture services is crucial to not just for improving the performance of the farm financially, but also for meeting the food requirement of the growing population.

ENGENDERING CRUCIAL OPERATIONAL INSIGHTS

For being successful, a farm should grow to the max per acre as it could, reducing the chances of crop failure, minimising the operating costs, and selling crops at the best possible price. All of this requires, together with several other things, managing the input resources effectively like water, fertilizer and seed quality and reducing the effect of unpredictable variables like weather and pests. Though, attaining this feat is not easy. Traditional methods such as physical crop inspection is a time-consuming one and could also be erroneous, while tractor-mounted and fixed sensors alone won’t offer a real-time image of what is happening in the field. The farmers are facing additional challenges in interpreting this information into operational insights which could assist them in understanding what actions to take, where and when. It is where Digital Agriculture Service comes into play. By producing comprehensive insights into operations, it helps farmers to make data-based informed operational decisions for optimizing yield and boosting revenue while reducing expenses, the risks of crop failure, and overall environmental impact.

Depending on the crop, the Digital Agriculture Service could help improve the overall profitability by $60 to $110 each acre. This Digital Agriculture Service combines real-time data from several sources, including NDVI images from UAVs, environmental sensors in the field, sensors mounted on the field equipment, soil databases and weather forecast data. By merging telemetry from such diverse sources and leveraging the decision support engine coded with the crop-specific rules of the business, Digital Agricultural Service could offer recommended actions for the farmers to take for improving the economic output from their farms. Digital Agriculture Service could be connected to farm’s work management system that allows the platform in automatically scheduling the appropriate machinery when the farmers accept definite recommendations.

BY PRODUCING COMPREHENSIVE INSIGHTS, FARMERS COULD MAKE OPERATIONAL DECISIONS BASED ON DATA WHICH WOULD OPTIMIZE YIELD AND INCREASE REVENUE WHILE REDUCING EXPENSES AND THE RISKS OF CROP FAILURE.

Most of the farms globally—predominantly those located in the emerging markets are relatively small, involving few acres alone. These small farmers follow conventional farming practices since they lack knowledge about the existing modern practices. Residing in the remote areas, struggling in nurturing crops on their small plots, these farmers overuse the macro fertilizers and neglect the advantage which they could get from the micro-fertilizers suitable for their soil and crops. These farmers also lack understanding of the pest life cycles, and hence frequently experience crop failure when an avoidable infestation or infection occurs. That’s where digital technologies like Internet of Things (IoT) together with the big data analytics and visualization capabilities can help farmers in gathering and cross-correlating a wide range of critical data for making timely and meaningful operating decisions which could enhance their yield and ultimately the profitability. Intended particularly for smallholder farmers, these solutions could enable the agro-input providers for helping farmers improve their yields by providing pesticide, fertilizer, and seed advice tailored for a farmer’s land and requirements.

DIGITAL TECHNOLOGIES ALLOW FARMERS IN ACHIEVING A QUANTUM JUMP FORWARD IN THEIR OVERALL PERFORMANCE

Improving the agricultural yield is an age-old challenge for farmers and will continue to be. Though, today, digital technologies are allowing farmers in achieving a quantum jump forward in their overall performance. While increasing the yield is good for the profitability of the farm, it’s also gradually important for addressing the rising food demand among the ever-increasing population. Pair this with the lower environmental effect because of minimal water wastage, CO2 emissions, and chemical run-off, and one could see the crucial role digital technologies has to play in fostering maintainable farming practices. This is why it’s imperative for each and every participant involved in the agriculture biome to embrace innovative and emerging digital technologies for making their overall operations more productive, profitable and efficient.

Why My Farm Info Crop Secure is the most reliable tool to get crop insurance?

India  ranks second in global farm output. IBEF states that over 58% of the rural households are dependent on agriculture as their main source of livelihood. But pests and diseases account for 15-25 % loss in production each year. Bad weather has always been known to cause widespread damage. This puts the Indian farmer at peril and it always makes sense to get the crops secure by getting an insurance.

But do the farmers have the right knowledge and guidance to go forth with the decision? With the open platform at My Farm Info farmers can now access all kinds if information. From weather forecasts to soil understanding everything is available in a few clicks. The Crop Secure feature just requires you to mark your farm and lays out the complete insurance plan along with probability of risks. Thanks to the superb satellite support and advanced sciences.

Pest and Disease Risk Analysis

Every year pests and diseases destroy around one-fourth of total crop production. At a time when India needs to shore up its production and ensure nutrition for its increasing population, pests and diseases pose a risk to food security.

Farmers end up using a lot of chemical pesticides in order to curb these diseases. This increases the costs and also adversely affect the soil. The same process can be made tremendously cost-effective if the disease can be specifically known and the respective pesticide is used.

The same goes for the pests. Farmers spray a multitude of insecticides or wrong insecticides which increases the cost and may not necessarily stop the pests. Studying the area and the crop the pest risk can be estimated and preventive measures can thus be taken.

Using My Farm Info Crop Secure allows the farmer to get the data immediately. They need to Geo-tag their farms and choose the crop which will be used for production. The service then delivers all the data about the diseases and pests. It also lays down the pest risk analysis and disease risk analysis.

Using this information the farmers can be prepared. They can also easily look up information about the insurance if they would like to take it. The details, right from the premium, avg. payoff, etc are all readily available in a single click.

Excess Rainfall Risk Analysis

Last year in October, excess rainfall in Marathwada in Maharashtra saw epic losses due to excess rainfall. Excess rain destroyed Soyabean crop worth Rs. 2500 crore in the area. This is also the very area which sees huge number of farmer suicides.

Using modern technology,  weather stations installed across the country and satellite imaging the climatic conditions can be predicted to the toe. My Farm Info is an open website which showcases these details. The Crop Secure feature gives an year-on-year analysis and also allows you to insure against the risk for the same.

Many a times even after having an insurance a farmer ends up struggling to prove that the crop was indeed destroyed by rains. This is where this service comes into focus. The My Farm Info allows the farmer to source the data to prove the claims in such a scenario. Thus making Crop Secure a very beneficial service indeed.

Drought Risk Analysis

Apart from the rains, another weather factor which can cause havoc are droughts. The Crop Secure feature allows the farmer to specifically get the previous record for their geographical area. It allows for options to be secured by providing insurance against this Risk.

Crop production in North America, Europe and Australia faced nearly a 20% decline thanks to drought and extreme heat. – Time

Crop Secure also provides details of the loss caused by excess heat. Excessive heat along with droughts have a deadly effect when it comes to production losses.

Using Crop Secure: Geo-Tagging Your Farm

The general method is to use a smartphone app and physically tag the farm by covering its boundary. On My Farm Info you can also do the same virtually by use of Google Maps.

Enter the Name of your City or State in the Search Bar. The Google Map brings you to the location accordingly. Zoom in and Navigate the area until you find your Farm.

Now, use the marking tool in the map and start marking the borders of your  farm. Every successive mark draws a straight line, the last mark must coincide with the first mark to complete the process and thus provide the enclosed farm area.

For using Crop Secure, first click here. Now Geo-tag the farm as mentioned above. After that choose the crop that you have raised in the farm. Once this is done, the service will load the data for your farm according to soil, weather, etc and give you an analysis report.

This report allows the farmer to know about the farm and get crop security by getting an insurance.